Business & Economy
How E-Commerce Marketplaces Earn: Commissions, Advertising and Private Labels
Amazon and Flipkart sell lakh crores of goods without selling much themselves. Commissions, seller fees, advertising and private labels - where the…
Business & Economy News
Business & Economy
Super Top-Up Health Plans: How They Work and Who Actually Needs One
Super top-ups add 10-50 lakh of cover above a deductible for a fraction of base-plan cost. Learn how they work, who needs…
Business & Economy
How the Generic Pharma Industry Works: From Patent Cliff to Your Pharmacy
India is the world's pharmacy - one in three pills in America is Indian-made. Patents, ANDAs, the patent cliff: how generics reach…
Business & Economy
ULIPs Explained: How They Combine Insurance and Investment, and What They Cost
ULIPs bundle insurance with market-linked investment, but charges eat early returns. The cost structure, lock-in rules and who should actually buy them.
Business & Economy
How IT Services Companies Bill Clients: The Economics Behind India’s Software Exports
TCS, Infosys and Wipro run on billing models most clients never see. Time-and-materials, fixed-price, per-FTE rates: how India's software exports are priced.
Business & Economy
Critical Illness Cover: How It Differs From Regular Health Insurance
Critical illness plans pay a lump sum on diagnosis of listed diseases like cancer. How they differ from regular health insurance, explained…
Business & Economy
How GCCs Work: Why Global Firms Are Setting Up Capability Centres in India
Global Capability Centres employ over 1.5 million Indians doing high-value work for the world's biggest firms. What GCCs are, why they boom,…
Business & Economy
Claim Settlement Ratio: How to Read an Insurer’s Report Card Before Buying
Claim settlement ratio — the share of claims an insurer pays — is the single most important number in insurance. Here is…
Business & Economy
How Payment Aggregators Work: The Companies Behind Every Online Checkout in India
Razorpay, Cashfree, PayU: the invisible firms processing India's online payments. How payment aggregators work, what they charge, RBI's licensing regime.
Business & Economy
Motor Insurance: Third-Party vs Comprehensive Cover, and How No-Claim Bonus Works
Third-party motor insurance is legally mandatory; comprehensive cover adds own-damage protection. Plus how the no-claim bonus rewards claim-free years.