Business & Economy
Claim Settlement Ratio: How to Read an Insurer’s Report Card Before Buying
Claim settlement ratio — the share of claims an insurer pays — is the single most important number in insurance. Here is…
Author: <span>Khabar 24h Editorial Desk</span>
Khabar 24h Editorial Desk — our explainers are prepared by the Khabar 24h editorial team using AI-assisted research tools, and every piece is reviewed by a human editor before publishing. We do not claim original reporting: our work is turning complex topics into simple, accurate summaries. Spotted an error? Write to contact@khabar24h.com — our corrections policy aims for same-day review.
Business & Economy
How Payment Aggregators Work: The Companies Behind Every Online Checkout in India
Razorpay, Cashfree, PayU: the invisible firms processing India's online payments. How payment aggregators work, what they charge, RBI's licensing regime.
Business & Economy
Motor Insurance: Third-Party vs Comprehensive Cover, and How No-Claim Bonus Works
Third-party motor insurance is legally mandatory; comprehensive cover adds own-damage protection. Plus how the no-claim bonus rewards claim-free years.
Business & Economy
How Microfinance Works: Small Loans, Joint Liability and the Interest Debate
Microfinance gives crores of women their first formal loan - at rates that spark fierce debate. Joint liability groups, the MFI model,…
Business & Economy
NPS Explained: How the National Pension System Works From Contribution to Annuity
NPS builds your retirement corpus with market-linked growth and tax benefits, then converts 40% into annuity. Here is the journey from contribution…
Business & Economy
How the Indian Wedding Industry Became a Multi-Lakh-Crore Economy
India hosts over a crore weddings a year in a multi-lakh-crore industry - venues, jewellery, couture, planners. How weddings became big business.
Business & Economy
PPF: How Public Provident Fund Interest, Deposits and Withdrawals Work
PPF offers 7.1% tax-free interest with EEE status and a 15-year horizon. Here is how deposits, interest calculation and withdrawal rules work.
Business & Economy
Atal Pension Yojana: How the Government’s Pension Scheme for Unorganised Workers Works
Atal Pension Yojana guarantees 1,000-5,000 monthly pension from age 60 for workers aged 18-40. Here is how contributions, guarantees and payouts work.
Business & Economy
Sukanya Samriddhi Yojana: How the Girl-Child Savings Scheme Works
Sukanya Samriddhi Yojana pays 8.2% tax-free for a girl child's future, with deposits till age 14 and maturity at 21. Here is…
India
GST 2.0, One Year On: The Two-Slab Reset, What Got Cheaper, and What It Means for Your Household
A year after the GST Council collapsed four tax slabs into two - 5% and 18%, plus a 40% slab for luxury…